HAVE YOU EVER SELECTED A LIFE INSURANCE CONTRACT ON THE BASIS OF LOW COST TO FIND OUT LATER THAT...

1. A higher premium was actually required?
   
   
2. Premiums had to continue after you thought they would stop?
   
   
3. The illustrated low cost was predicated on the assumption of tax benefits that did not actually transpire?

HAVE YOUR EVER STOPPED PAYING PREMIUMS ON A LIFE INSURANCE CONTRACT AT THE TIME INDICATED WHEN THE POLICY WAS ORIGINALLY ACQUIRED, ONLY TO FIND LATER THAT...

1. The policy is about to lapse unless you now make an exorbitant additional payment?
   
   
2. The current death benefit is far less than originally anticipated?
   
   
3. The policy has lapsed with no real value an your are being taxed on a gain from cash values that you didn’t realize you had "borrowed"?

HAVE YOU EVER PURCHASED A LIFE INSURANCE CONTRACT FROM A COMPANY THAT SEEMS TO HAVE DISAPPEARED AND TO FIND OUT LATER...

1. The insurance carrier is insolvent?
   
   
2. The insurance carrier has sold off their block of business to another company?Has this ever happened to you?

If so, contact us by phone or write, and we will provide you, free of cost and no obligation our Complete Comprehensive Due Care Booklet.